Automatic risk analysis
Risk assessment in seconds with credit bureau integration and customizable variables.
Fast and secure credit origination
Automate the entire B2B credit origination process, from application to approval, with integrated validations and configurable flows that streamline every stage.
Request a demoCredit applications
Origination dashboard
98% completeness
Completed applications85%
New applications
24Pending applications
12Key Features
Our origination module allows you to automate the entire origination and onboarding process to make better decisions with real-time data.
Digital forms
Create custom digital application forms that can be easily integrated into your website or application.
Flexible approval flows
Configure custom approval flows according to your internal policies and automate decision making.
35+ connectors available
Integrate with over 35 external services for validations, verifications, and data collection without development.
7 specialized orchestrators
Use orchestrators for custom calculations, decision trees, webhooks, and advanced variable management.
Predefined templates
Start quickly with ready-to-use templates, such as Credit Bureau queries with NIP for individuals.
Sandbox and production mode
Test your flows in sandbox mode before publishing to production, without risks.
Version history
Save and restore previous versions of your flows with a single click.
Integrated A/B Testing
Optimize your processes by comparing different flow versions and measuring results.
Timer and pauses
Schedule pauses and timers in your flows to optimize processes and wait times.
Key benefits
Optimize your credit origination process and gain significant competitive advantages.
Greater speed
Reduce credit application processing time by up to 80%, increasing customer satisfaction.
Better risk analysis
Make data-driven decisions and reduce default rates by more than 40%.
Improved experience
Offer your customers a smooth digital application experience with intuitive forms and fast responses.
Advanced security
Protect sensitive information with bank-level encryption and integrated regulatory compliance.
No development needed
Create and modify origination processes from a visual interface, without writing code.
Publishable frontend
Generate shareable URLs for your forms to integrate them into any digital channel.
Looking for more fintech insights?
Discover specialized articles, success stories and the latest trends on our blog.
Explore the blogUse cases
Discover how different industries leverage our credit origination platform.
Commercial companies
Quickly evaluate your B2B customers to offer personalized credit terms, increasing sales while reducing risk.
Service companies
Simplify credit evaluation for recurring or project-based customers, standardizing processes and reducing response times.
Financial institutions
Integrate our system with your existing processes to digitize and accelerate commercial credit evaluation.
Emerging fintechs
Quickly launch new credit products with a solid and scalable infrastructure that adapts to your growth.
Power your credit decisions today
Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.
Request a demo