Automated payment reconciliation
Simplifies collection management with flows that cross-reference information between deposits and accounts receivable, detecting discrepancies and closing pending items in real time.
Smarter decisions for credit companies
Comprehensive financial platform for credit companies
We develop a cutting-edge platform to handle all processes of a credit company, from origination, base reporting, to instant payment reconciliation.
Real-time evaluation
Decision Panel
Credit Score
850/ 1000
Risk
Low
History
24 months
Decision: Approved
Credit line: $750,000 MXN
98%
Precision in evaluations
3×
Faster than manual processes
40%
Reduction in defaults
17+
years with you
Over 15 years providing solutions to leading companies
Companies that trust kiban to optimize their processes
Key Features
We combine a credit decision engine with key fintech ecosystem integrations to provide accurate, fast, and tailored evaluations.
Efficient process orchestration
Integrates forms, validations, and decisions into a single flow, ensuring coherent and optimized execution of your operations.
Simplified digital onboarding
Automates the process of onboarding new customers, from data collection to information validation, improving the user experience.
A/B testing optimization
Evaluate different versions of your flows to identify which offers better results, allowing you to make data-driven decisions.
Safe testing environment
Use the sandbox environment to simulate and validate your flows before implementing them in production, ensuring their proper functioning.
Custom flows with low-code / no-code technology
Create custom processes without the need to program, using templates, predefined connectors and a visual interface that facilitates automation for technical and non-technical teams.
How kiban works
Our platform simplifies the process of origination, evaluation, final decisions and reporting, to payment reconciliation. Manage credit efficiently and quickly.
- 1
Simple integration
Connect your system with our API or work from the kiban console to start sending evaluation requests.
- 2
Data sending
Transmit customer information with a simple request. We support basic data or enriched evaluations with additional information.
- 3
Automatic evaluation
Our decision engine processes the information and consults external sources to generate a complete evaluation.
- 4
Real-time decision
Instantly receive the credit decision, including approval/rejection and recommended limit, among other details.
Key benefits
Our clients experience significant improvements after implementing kiban:
- Reduction in application processing time.
- Increase in approval rate without increasing risks.
- Increase in average approved credit line value.
- Adapt flows to your business specific needs.
- Designed to grow with your company, regardless of its size.
“We have really worked very comfortably with kiban. The IT team supported us and helped us resolve all our doubts. We have been working like this for a year and we really haven't had a single problem or complaint. Our plan is to stay much longer.”
Javier Rojas
Information Technology Manager, Credicer.
What our customers say
Companies throughout Mexico trust kiban to optimize their B2B credit decisions.
“With kiban we automated the decision engine for Lime and cut approval time to a fraction of what it was. The team really understands the lender’s problem.”
Andrés López
Head of Technology, Lime
“Instant reconciliation changed the rules for Bien para Bien. We now spot discrepancies the same day, no spreadsheets involved.”
Marcela Ramos
Operations Manager, Bien para Bien
Whitepapers and Guides
Learn to decide in hours, comply with credit bureaus, and reconcile painlessly.
Bureau Reporting
Regulatory challenges in bureau reporting
A practical guide to comply with CONDUSEF and the bureaus without stalling ops.
Origination
Automating credit origination
How to decide in hours instead of days with an orchestrated decision engine.
Bureau Reporting
Bureau reporting from collections
Best practices to keep monthly bureau reporting from becoming a bottleneck.
View all resources
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Read morePower your credit decisions today
Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.
- Fast implementation.
- Dedicated technical support.
- Flexible plans according to decision volume.
Power your credit decisions today
Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.
Request a demo