kiban
Back to Marketplace
ActivePaymentsCash

OXXO Pay

Collect cash and card payments at over 23,000 OXXO stores across Mexico.

Visit official siteRequest a demo
OXXO Pay logo

Category

Payment Methods

Modules where it's integrated

Payment ReconciliationOrigination

OXXO Pay is a payment collection service for e-commerce and financial services at OXXO stores. It allows your customers to pay in cash or with credit/debit cards in person at any of the 23,000+ OXXO stores distributed throughout Mexico. With real-time payment notification and no chargeback risk, it's the ideal solution to increase financial inclusion and facilitate access to credit services for the unbanked population.

How to use the integration in kiban

  1. 1

    Register for OXXO Pay business program and sign contract

  2. 2

    Obtain API credentials (API key, secret key) from OXXO Pay portal

  3. 3

    Configure webhooks to receive real-time payment notifications

  4. 4

    Integrate REST API into your origination and collection flows

  5. 5

    Generate unique payment references for each transaction or customer

  6. 6

    Test in sandbox environment with simulated payments

  7. 7

    Configure automatic payment reconciliation in kiban

  8. 8

    Deploy to production and monitor transactions

Benefits of using OXXO Pay through kiban

Total Financial Inclusion

Enables customers without bank accounts or cards to make cash payments, expanding your potential market.

Instant Notification

Receive real-time payment confirmation via webhook, allowing immediate release of products or services.

Zero Chargebacks

Payments are final and not subject to chargebacks, eliminating fraud risk from unauthorized reversals.

National Coverage

Access to a network of 23,000+ OXXO stores open 24/7 throughout Mexico.

Use cases

  • 1

    Collection of monthly personal loan payments

  • 2

    Collection of principal payments and extraordinary payments

  • 3

    Initial payments or down payments in origination process

  • 4

    Credit disbursement via cards picked up in store

  • 5

    Collection of past due or defaulted accounts

  • 6

    Payment of financial services for unbanked population

  • 7

    Automatic reconciliation of multiple payments

  • 8

    Cash collection without relying on bank transfers

Power your credit decisions today

Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.

Request a demo