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ActiveRiskAssessment

Círculo de Crédito

Consult credit histories and improve your credit granting decisions.

Círculo de Crédito logo

Category

Credit risk assessment

Modules where it's integrated

OriginationBureau reporting

Círculo de Crédito is an authorized Credit Information Society that provides credit information services in Mexico. Our integration allows you to access detailed credit reports and analysis tools that facilitate the credit risk assessment of individuals and companies.

How to use the integration in kiban

  1. 1

    Contract the Círculo de Crédito service according to your needs.

  2. 2

    Request credentials and access keys for integration.

  3. 3

    Configure consultation profiles in kiban's Origination module.

  4. 4

    Implement user authentication and authorization system.

  5. 5

    Integrate API connectors into your workflows and decision trees.

  6. 6

    Perform tests in the provided testing environment.

  7. 7

    Implement in production and establish a monitoring and audit process.

Benefits of using Círculo de Crédito through kiban

Risk reduction from the first step

Automatically filter applicants based on their credit behavior, avoiding unnecessary analysis and focusing your resources on viable profiles.

Frictionless integration

Connect Círculo de Crédito to your flows without writing code. Just configure the business logic and let the data flow securely and continuously.

Better informed decisions

Consult credit histories from Círculo de Crédito in seconds to enrich your evaluation flows and make decisions with greater certainty.

Automatic evaluations with reliable data

Integrate Círculo de Crédito reports directly into your approval rules to accelerate processes and reduce risks.

Products integrated with kiban

Natural Persons

Credit Report
  • Reporte de Crédito
  • Reporte de Crédito con Score Fico
  • Reporte de Crédito Consolidado
  • Reporte de Crédito Consolidado con Score Fico
  • Autenticación y Reporte de Crédito
  • Autenticación y Reporte de Crédito con Score Fico
  • Autenticación y Reporte de Crédito Consolidado con Score Fico
  • Reporte de Crédito por Autenticación
  • Reporte de Crédito por Autenticación con Score Fico
  • Reporte de Crédito Consolidado por Autenticación
  • Reporte de Crédito Consolidado por Autenticación con Score Fico
  • Reporte de Crédito + PLD Check
  • Reporte de Crédito + Score + PLD Check
  • Reporte de Crédito + Consolidado + PLD Check
  • Reporte de Crédito + Consolidado + Score + PLD Check
  • Reporte de Crédito + Autenticación + PLD Check
  • Reporte de Crédito + Autenticación + Score + PLD Check
  • Reporte de Crédito + Consolidado + Autenticación + PLD Check
  • Reporte de Crédito + Consolidado + Autenticación + Score + PLD Check
  • Global Fico Score
  • Reporte Consolidado de PF + Global Fico Score + (FIS) Financial Inclusion Score
  • (FIS) Financial Inclusion Score
  • (FIS) Global Fico Score + (FIS) Financial Inclusion Score
  • Score en línea
Bureau Report
  • Autenticación
  • PLD Check
  • Renueva
  • Renueva Score
  • Renueva Consolidado
  • Renueva Score Consolidado

Products for Legal Entities

  • Reporte de crédito

Use cases

  • 1

    Complement to traditional evaluations

  • 2

    Development of financial products for specific segments

  • 3

    Risk analysis in microcredits and consumer credits

  • 4

    Identity validation and fraud prevention

Don't have a bureau services contract yet?

Leave us your details and our expert team will help you in the process.

Power your credit decisions today

Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.

  • Fast implementation.
  • Dedicated technical support.
  • Flexible plans according to decision volume.

Power your credit decisions today

Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.

Request a demo

Power your credit decisions today

Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.

Request a demo