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Cincel

Advanced electronic signature with blockchain for 100% digital and legally binding documents.

Cincel logo

Category

Compliance and Regulatory

Modules where it's integrated

OriginationCompliance

Cincel is the first cloud-based PSC (Certification Service Provider) in Latin America. It offers advanced electronic signatures (AES) backed by blockchain technology, guaranteeing legal validity equivalent to handwritten signatures according to NOM-151-SCFI. It allows financial institutions to fully digitize their contracting processes with contracts, electronic promissory notes, and regulatory documentation, all with immutable blockchain traceability and irrefutable cryptographic evidence.

How to use the integration in kiban

  1. 1

    Register with Cincel and select plan based on expected signature volume

  2. 2

    Obtain API credentials (API key and secret) from dashboard

  3. 3

    Configure webhooks to receive signed document notifications

  4. 4

    Integrate REST API into your contracting and origination flows

  5. 5

    Create and configure legal document templates

  6. 6

    Set up identity verification with facial biometrics (optional)

  7. 7

    Conduct thorough testing in sandbox environment

  8. 8

    Customize branding (whitelabel) if included in your plan

  9. 9

    Deploy to production and train operational team

  10. 10

    Configure secure storage and blockchain backups

Benefits of using Cincel through kiban

Full Legal Validity

Advanced electronic signature with full legal validity in Mexico per NOM-151-SCFI, equivalent to handwritten signature in any legal process.

Immutable Blockchain

Every signature is recorded on blockchain, guaranteeing absolute immutability, auditability, and irrefutable cryptographic evidence.

Cloud PSC

First cloud PSC in Latin America, reduces implementation times in regulated sectors from months to weeks.

80% Operational Savings

Eliminates costs of printing, scanning, physical shipping, and paper storage in contracting processes.

Use cases

  • 1

    Signing of legally binding credit contracts and electronic promissory notes

  • 2

    Digital acceptance of terms and conditions during onboarding

  • 3

    Signing of KYC documentation with legal validity

  • 4

    Authorization for credit bureau queries with AES

  • 5

    Adhesion contracts for regulated financial products

  • 6

    Compliance documentation and audit evidence

  • 7

    Signing of contract modifications and restructurings

  • 8

    Documentation of guarantees, endorsements, and joint obligors

  • 9

    Authorization of credit disbursements and disposals

  • 10

    Mass signing of operational and corporate documents

Power your credit decisions today

Join leading companies in Mexico that are already leveraging kiban technology to optimize their B2B credit processes.

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